There is NO SUCH thing as a bumper-to-bumper warranty! What is this warranty is really called and what is and isn’t protected under this coverage.
The term “bumper to bumper” warranty can be a bit deceiving because it implies that everything between the front and rear bumpers are covered. Unfortunately, this isn’t exactly the case, starting with the fact that your bumpers aren’t even covered on a bumper-to-bumper warranty. Now this doesn’t mean that a “bumper-to-bumper” warranty doesn’t provide immense value, because it does! But I think we can all agree that knowing the accurate names and coverages is important, especially if you’re trying to look like an expert!
The proper term for a bumper-to-bumper warranty is known as a basic, or comprehensive warranty. These limited coverages typically come standard with new cars for anywhere from 3 years, or 36000 miles to 5 years, or 60,000 miles, but can also be purchased from a third-party warranty provider as well. A basic warranty covers many major systems of your vehicle and thousands of parts related to steering, suspension, fuel delivery systems, heating, cooling, electrical, braking and much much more. Basic warranties also INCLUDE a powertrain coverage too, which we touched on in a previous video, so make sure you check that out
In terms of cost, parts and labor covered under a manufacturer’s basic warranty is usually done FREE of charge, unless you’re dealing with a third-party basic warranty, which may require a small deductible, like $100, to perform the work. These third-party warranties are usually purchased in addition to a vehicle, typically pre-owned, that have less remaining warranty coverage from the manufacturer, compared to a new vehicle.
Although a basic limited warranty is the most comprehensive coverage, it doesn’t mean it covers everything. Things that wouldn’t be covered under a basic warranty include:
Tires & wheels, routine maintenance like oil changes, interior upholstery, paint, windshield glass & wiper blades, normal wear & tear items like brakes & rotors, or any damage due to misuse, neglect, or collisions.
Overall, basic limited warranties are pretty legit! With thousands of parts covered, these warranties ensure you’re protected from any defects in materials or workmanship. Not to mention, the work usually gets done for free unless there is a small deductible. So, the next time you find yourself searching for a new car, ask about the basic limited warranty, not the bumper-to-bumper warranty, so you can sound like a pro!
If you have any other questions or comments regarding basic limited warranties or would like to suggest any other topics you want me to cover, please let us know in the comments section below. Also, don’t forget to download our free guide ‘The 8 Steps BEFORE Buying a Car!’
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